In 2025, LARM will have been serving Nebraska communities for 30 years!

In the 1980s, public entities faced an insurance crisis as rates skyrocketed and some policies were canceled. A study by the League of Nebraska Municipalities (LONM) determined that since the availability of carriers was limited, a group of local municipalities would form their own risk management pool. In 1989, LARM was formed and began offering an endorsed insurance program for municipalities.

In 1995, the Nebraska Department of Insurance granted LARM its “Certificate of Authority” to operate as a risk management pool.

Since then, LARM has grown to 229 members from all across Nebraska providing excellent risk management coverages and services to Nebraska cities, villages, and other governmental agencies.