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Property/Liability Coverages

LARM members, through the LARM Board of Directors, determine the terms of the coverage to be provided. They recognize the importance of the special tort limitations and immunities provided to municipalities in the Political Subdivisions Tort Claims Act.  The municipality insurance coverage terms and limits are designed to preserve them. LARM's specialization provides a unique ability to anticipate members' needs and provide innovative solutions.

  • Property 
  • Equipment Breakdown
  • General Liability
  • Public Officials Liability
  • Workers' Compensation
  • Law Enforcement Liability
  • Automobile Liability/Physical Damage
  • Crime (Money & Securities)
  • Sexual Misconduct 
  • Cybersecurity
  • Deadly Weapons Response