Welcome to LARM! LARM provides coverage and risk management services to cities, villages and other governmental agencies in Nebraska. We are a long-term, stable, cost-effective risk management alternative for Nebraska governmental entities. 

News & Notes

The Northeast Nebraska Economic Development District (NENEDD) recently purchased first aid kits for staff who travel throughout the 16 Northeast Nebraska counties.

The Village of Wilcox purchased numerous safety items with a Lean on LARM grant. More...

The Village of Utica used grant funds for a multi-gas detector. Click above for more...

  • "Wahoo has been with LARM since 2004. Our initial decision for making a switch from a traditional insurance provider to LARM was primarily based on financial reasons. While LARM continues to be a great value for Wahoo, one of the main reasons we stay is because it is insurance made for municipalities. Pooling of insurance happens in all industries across the nation and there is a reason for that - it's because pooling works. LARM fully understands the issues and risks municipalities face each and every day because government entities is all they do. No residences, no businesses, no farmers, no schools...just us."
    Melissa Harrell, Administrator/Clerk/Treasurer City of Wahoo

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